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According to several studies and surveys, anywhere between 7 Million and 15 Million American residents fall victim to Identity Theft annually. Such annual figures represent anywhere between 2.3% and 5% of the total population of the United States. Such large annual percentages imply that over a span of 40 years, or during one’s lifetime, it is almost a certainty that one would fall a victim of Identity Theft. Given such risk, and the disruptive and detrimental effects of becoming an Identity Theft victim, it is no wonder that 39 States, and the District of Columbia, have all passed Credit Freeze / Credit Lock laws More…

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Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members

A comprehensive action plan to fight Identity Theft comprises of Deterring, Detecting and Defending against Identity Theft. Deterrence is the most important aspect of such action plan as it seeks to stop Identity Theft before it even happens. Some of the most valuable tools for deterring Identity Theft comprise of shredding, protecting personal information, and locking access to your credit report. In order to make sure deterrence measures are effective, you must make sure you have not been exposed to Identity Theft, by detecting Identity Theft when and if it happens. When it comes to detecting Identity Theft, the most valuable tool is Credit Monitoring.More…

Technorati Tags: identity theft, identity fraud, identity theft protection, business, crime, security,  credit monitoring, credit report, transunion, equifax, experian

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Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members

Identity Theft protection services continue to evolve in order to provide consumers a higly effective weapon against Identity Theft. Millions of consumers have already signed up for active Credit Monitoring services, giving rise to a new multi-billion dollar industry.

Some critics of Credit Monitoring services have emphazised the fact that although Credit Monitoring services will help consumers detect Identity Theft, such services do not actually help consumers deter Identity Theft. It is true that if a consumer employing Credit Monitoring services ia alerted to unusual activity on his Credit Report, then obviously such activity has already occured.

Recently, Transunion, one of the three national Credit Reporting bureaus, has incorporated a new feature into its Credit Monitoring services that will actually help deter Identity Theft. Transunion, through its TrueCredit services, is offering subscribers to its 3-Bureau Credit Monitoring the ability to Lock and Unlock their Transunion Credit Report online with “just one click”. When you More…

Technorati Tags: Credit Freeze, Credit Lock, Security Freeze, identity theft, identity fraud, identity theft protection, business, crime, credit report, security, credit monitoring, transunion, equifax, experian 

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