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Identity Theft is often committed through traditional methods such as wallet stealing and dumpster diving. Consumers are also rightfully concerned about cyber-space threats such as Phishing. Identity Thieves "Phish" by soliciting sensitive information through emails or websites fraudulently pretending to represent reputable institutions. Many consumers have become aware of Phishing threats, and have learned not to divulge sensitive personal information through such channels. However, many consumers continue to divulge information they deem "safe", or "insufficient" to possibly constitute a security threat. For example, a consumer may not be concerned about providing last 4 digits of a social security number, or other single items such as email address, mailing address, date of birth, or other. What many such consumers don't realize is that such "insufficient" information could possibly expose them to "Mosaic" Phishing.

A Mosaic is a picture created by assembling tiny fragments. A magnified close-up of a Mosaic is often un-interesting, as such close-up will consist of a single fragment or part of a fragment. Such fragment on its own is basically meaningless, and often has little or no value (unless such fragment is made of a precious or semi-precious material). However, when a mosaic is examined from a distance, the tiny fragments come together to reveal an elaborate design or picture. Such picture is often valuable, due to the precise and time consuming effort it takes to assemble hundreds and thousands of fragments into a cohesive design or picture.